Irwin L Chubick
Irwin L Chubick
Director of Finance & Operations
Welcome, thank you for visiting!

I wanted to thank you for taking the time to review my resume and see what I’m all about. Over the course of my 20 year career, I’ve developed a skill set directly relevant to the Factory Financial Manager role you are looking for, including accounting expertise, asset disposition, and audit controls. Overall, I have consistently demonstrated analytical, critical thinking, cost accounting, and problem-solving abilities in every aspect of my AVP role at Community First Bank and invite you to review my detailed achievements in the attached resume.


November 2020 -
Accounting Manager
Cam-Dex Security

 Supervised, monitored and evaluated all day-to-day accounting activities. Analyzed and transferred cash between various bank accounts, and managing daily financial processing, including auditing, analyzing, and verifying payroll data, cash receipts, and billing.  In addition, I establishing financial status by developing and implementing systems for collecting, analyzing, verifying and reporting financial information. Oversaw the accounting department functions with a focus on ensuring the timely and accurate delivery of financial statements and reporting. Worked with several direct reports and worked to allocate tasks evenly across the team. Work with internal and external auditors during reviews and audits to ensure full cooperation from accounting staff and compliance with all qualified requests. Created the companies first budget for the next years finances. Planned, budgeted and purchased two new vehicles in the first six months of onboarding. Corrected inventory discrepancies and instituted correction procedures. Preparation of all financial reports, including Profit and Loss Statement, Balance Sheet and Statement of Cash Flows, as well as the year-end financial reports.

May 2017 - November 2020
Assistant Vice President / Controller
Community First Bank

Design and deploy efficient accounting systems to ensure smooth execution of complex accounting operations. Prepare, review, and file quarterly call report, regulation F quarterly report, and FR 2900 with optimum accuracy. Manage monthly backup withholding, remittance, and filing monthly 945-tax form. Maintain liquidity and solvency of the bank. Perform yearly public funds pledging, prepare and submit securities pledged report, and create customer repurchase agreement statement. Update general ledger by inputting latest entries, while planning and organizing yearly and quarterly audits. Track, compile, and balance weekly expenses and income while maintaining maximum accuracy. Manage daily bank activity, reporting balances, check runs, receivable collections, and fund transfers, etc. including weekly cash flow reporting to management.

  • Supervise all accounting operations, month end, quarter and yearly closings.
  • Provide cash and treasury management, including overseeing reconciliation of banking activity and revenue, credit card processing, sales tax returns and investment accounts.
  • Maintain efficiency of corporate and field locations, including researching latest software and POS for customer service efficiencies and effective time management.
  • Lead the transition of accounts payable process from in house to cloud base.
  • Deliver audit preparation (GAAP) and resolve other formal financial inquiries from agencies, property owners and insurance companies.
  • Manage the preparation of financial reports, cost reports, balance sheets, budgets, and financial forecasts monthly.
  • Control theft, fraud, and expenses for a more efficient operations.
  • Appointed responsible for financial proposals as well as the management of financial contracts.
  • Ensure superior risk management via setup and negotiation of effective insurance policies that include Property, Liability, Disability and Workers’ Compensation.
September 2017 -
Co - Owner
Red Kitchen Tamales LLC

Oversee and coordinate wide range of bookkeeping functions while utilizing on QuickBooks. Administer full spectrum of profit and loss accountability to meet and surpass business mission.
Maintain regular engagement with CPA for preparing and finalizing quarterly tax files. File state and local monthly taxes. Generate payroll for employees on a weekly basis while identifying and eliminating variances. 

  • Reviewed, investigated, and resolved all variances that have been uncovered between forecasting and actual income statement.
  • Developed and introduced improvements to area policies, procedures, and systems to improve the overall operational effectiveness and profitability of the company.
  • Increased sales by 83% between 2018 and 2019.
  • Tasked to handle various responsibilities related to planning, evaluating, organization, integration, and controlling.
  • Performed supervisory responsibility covering the areas of staffing, training and developing personnel, and participating in the adjudication process if needed.
  • Maintained and reconciled bank accounts on a scheduled basis; posted monthly expense entries, completed account reconciliations, and provided variance analysis.
February 2014 - May 2017
Mazuma Credit Union

Analyzed accounting processes and practices of bank and subsidiary personnel for maintaining strict adherence to consumer laws and regulations. Prepared and reconciled accounts and all ATM general ledgers and adjustments. Updated 270 fixed assets monthly in line with calculated straight-line depreciation. Administered and validated control processes and policies to ensure regulatory compliance. In addition to dealing with payment transactions; cash management and planning,
account organization, cash flow monitoring, managing bank accounts, electronic banking, pooling, and netting as well as the functions of in-house accounts. Executed month-end closing procedures and production of month-end financial statements. Facilitated external auditors in reviewing random test findings to ensure timely completion of audit.

  • Conducted month and year-end closing procedures; reconciled and balanced all accounts, reviewed monthly journal entries.
  • Prepared financial statements and generated financial analytical reports to comply with monthly reporting schedule.
  • Ensured appropriate internal controls are in place; supported effective and efficient annual financial and bank audits.
  • Closely collaborated with different groups: manufacturing and operations, to ensure the accurate reporting and timely capture of all production costs, and effective analysis of production variances.
  • Prepared the company’s budget and provides a highly detailed analysis on variances.
September 2014 - March 2016
Seasonal Tax Prep
H & R Block

Met with clients to discuss their tax-preparation needs. Advised clients to bring all of their receipts and tax forms before preparing their tax forms. Complete anything from simple tax returns for individuals to more complicated ones for business clients. Reviewed business financial reports for accountants, checking data and verifying computations. I also researched information for clients, answer their questions and help them get the biggest tax breaks and refunds possible. 

  • Setting up meetings with clients.
  • Advising clients about the tax preparation process.
  • Preparing and submitting tax returns for clients.
  • Handling communication from clients and tax authorities.
  • Auditing all tax forms for completeness and accuracy.
  • Providing future tax planning to clients.
  • Securing repeat business and expanding the client base.
  • Analyzing tax data submitted by the client to maximize the outcome for the client.
  • Signing income tax returns on behalf of individual and business clients.
January 2013 - February 2014
Receivable & Credit Specialist
Pacific Mutual Door & Window

Formulated and implemented annual operational strategies to achieve business goals and
objectives. Performed inventory control testing of stock against pricing and sales. Conducted A/P testing to detect and resolve inefficiencies in collaborations with auditors. Interacted with internal legal counsel daily to ensure operational compliance with pertinent laws and regulations.

  • Completes the monthly close process; ensures all balance sheet entries have been reconciled and covered by accurate supporting documentation.
  • Collaborates closely with internal/external audit teams to make sure all controls have been implemented and any or all discrepancies, variances have been corrected or subjected to courses of action.
  • Promotes credibility throughout the organization and provides solutions, recommendations to operations that could address business challenges.
  • Ensures that all effective and accurate internal controls are in place and properly implemented.
  • Works with the Financial Planning and Budget Analysis teams when preparing the company’s budget, forecast, and variance Financial Analysis.
January 2012 - January 2013
Cost Accounting & Billing Specialist
eGourmet Solutions LLC

Reduced shipping cost by 3% per unit and bulk purchase cost by 19% through effective negotiation. Conducted inventory testing in terms of quantity, price, and quality. Directed compliance training of new employees. Defined and implemented accounts receivable and payable procedures. Lead the billing migration from spreadsheet to QuickBooks. Recorded receivables and negotiated past due invoices. 

February 1993 - January 2012
Credit Underwriting Manager
Red Book Credit Services

Delivered exceptional credit underwriting management services and solutions to large number of corporate clients. Established and deployed company wide compliance policies and standards in alignment with business goals and objectives. Designed and implemented inventive credit information reporting procedures and techniques. Developed and allocated required amount of budget for compliance projects to ensure smooth execution of project. Conducted multiple audits after specific time intervals to determine and highlight issues, operations. Boosted department performance by 63% through developing and executing efficient credit underwriting management strategies.


March 2013 - May 2015
Purdue University
Masters of Business Administration
September 2009 - March 2013
Purdue University
Bachelor of Science in Public Accounting


October 2020
IRS Tax Professional
Department of Treasury Internal Revenue Services
PTIN - P01836093


August 14

08/14/20 – Out 10-D Audit is coming up next month so have lots to do. The most interesting thing about this audit is the black box. This secure box plugs into our servers and tests all aspects o - Read Post

August 13

09/18/19 – Prepped for the last month and had our Safety and Soundness Review with no problems. This was nice for the QT as the 3rd QT Call Report season is almost here.  - Read Post

August 13

03/10/20 – The FDIC Exam is a big deal as the depositor insurance depends on the outcome of this review. We had 7 examiners in here for the week requesting items on top of the items they had req - Read Post

August 13

02/20/20 – The Directors Exam was fantastic with NO notations or findings. This was a big win for me as this has been two Directors Exams with 0 findings. Prior to these two exams, about three y - Read Post


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